News

Team Spotlight: Kristen Becker

This week's spotlight is on Kristen Becker, who has seen customer expectations rise sharply during her career, alongside regulatory scrutiny and the rapid expansion of digital banking. The industry has changed, and she believes the next chapter is one of the most interesting yet.

Team Spotlight: Michelle DeGray

Michelle describes herself as efficient, thorough, and considerate, and those who work with her would say she lives up to every word. She is known for being conscientious in everything she does, from building a detailed project plan […]

You Can’t Buy Your Way Into the Future

Why Change Management Is the Real Work of Banking Technology

Every year, banks spend billions of dollars on technology. New core systems. AI-powered underwriting platforms. Digital account opening tools. Workflow automation that promises to shave hours off back-office processes. And every year, a meaningful share of those investments quietly underperforms — not because the software was wrong, but because the organization was not ready for it.

BankNews: De novo applications are on the rise but face many headwinds

In the past 25 years, the number of community banks has decreased by half to right around 4,000 institutions. Part of the reason for the decline is the dramatic fall in the number of new banks starting up, particularly since the financial crash of 2008. As the community banking model continues to feel the stress of the contemporary landscape, and many seek efficiency through mergers in order to survive, where and how can a de novo effort succeed or fail?