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BankNews: De novo applications are on the rise but face many headwinds

In the past 25 years, the number of community banks has decreased by half to right around 4,000 institutions. Part of the reason for the decline is the dramatic fall in the number of new banks starting up, particularly since the financial crash of 2008. As the community banking model continues to feel the stress of the contemporary landscape, and many seek efficiency through mergers in order to survive, where and how can a de novo effort succeed or fail?

Stronger Together

Gregory A. Noonan & Associates and Bank Strategic Solutions Join Forces to Create Powerhouse in Banking Transformation

Mortgage Point: Credit Quality Concerns Ripple Through Banking Sector

Credit quality became an increasing cause of concern among lenders and analysts afterJPMorgan ChaseCEO Jamie Dimondiscussed his concernregarding recent bankruptcies ofFirst BrandsandTricolor Holdings, a major provider of subprime auto loans. “My antenna goes up when things like that happen,” Dimon told analysts during acallwith analysts. “And I probably…

Risk Governance – What Directors (and Management) Should Know

Staying ahead of the risk curve can feel overwhelming for most bankers today. If you are feeling more pressure to ensure that your risk governance process, primarily your risk management system, is effectively identifying, measuring, monitoring and controlling applicable risks, you aren’t alone. The pressure is coming from…